The determinants affecting the enrollment of voluntary health insurance scheme in Red River Dekta region in Vietnam

Abstract

To identify the determinants affecting the enrollment of Voluntary Health Insurance Scheme in Red River Delta Region in Vietnam, to analyze the coverage of the Health Insurance Scheme, which expected to be used as one of the means to extend the membership of this program. Logit regression model was used to identify the determinants affecting the enrollment of Voluntary Health Insurance Scheme. Descriptive statistics were applied to analyze the utilization of health care service between health insured group and health un-insured group. Data (n=2268) collected randomly from 11 provinces were used to identify the determinants affecting the enrollment of Voluntary Health Insurance Scheme in this region. The results showed that the determinants affecting the enrollment of Voluntary Health Insurance Scheme in Red River Delta Region in Vietnam were age, marital status, educational level, family size, location, consultation times and income. There was not much difference in number of visits to health care facilities between insured and un-insured groups.